Does Your Home Insurance Require Check-Ins While You’re Away?

Ever wondered what happens to your home insurance if you leave your place empty for a while? You might be surprised to learn that your coverage could be at risk! Especially in Ontario, many insurance policies have specific rules about how often someone needs to check on your property when you’re away. Ignoring these rules could lead to denied claims, especially if damage occurs, like burst pipes or break-ins.

Here’s the deal: insurance companies often require homes left alone during heating season to be checked every 48 to 72 hours. These aren’t just quick drive-bys. These check-ins need to be thorough and documented. Why? It’s about proving your home was cared for, and spotting potential problems early. Imagine if your furnace failed or a pipe started leaking – catching it early could save you from a major disaster.

This is where professional home-watch services, like AwayCare, can be a lifesaver. We handle those detailed inspections and provide you with the documentation your insurance company needs, including checklists and photos. This not only gives you peace of mind but also creates a clear record for your insurer. It’s super important to review your insurance policy or chat with your provider to understand their exact requirements. Protecting your property and your finances isn’t optional; it’s a must-do.

Before you head out on your next trip, make sure your home is protected. AwayCare is fully insured and offers discreet, professional home check-ins that help you meet those insurance rules and keep your home safe and sound. Don’t leave your home at risk – take the steps to ensure it’s properly monitored.